FESTIVE TAXI TRAVEL: Taxi Insurer details how passengers can stay safe this season
As the festive season approaches, many across the UK are preparing for Christmas parties and year-end celebrations. In response, insurance specialists at The Taxi Insurer have outlined essential safety measures to help passengers travel securely in taxis during this busy period.
Check the Licensing Plate
Before getting into a taxi, passengers are advised to verify its credentials. Licensed taxis are required to display a plate on the rear of the vehicle, detailing key information such as the licensing council, licence number, vehicle registration, and expiry date. This information should also be visible on a badge in the taxi’s front windscreen or dashboard.
Hackney Carriages vs Private Hire Vehicles
Understanding the distinction between hackney carriage taxis and private hire vehicles (PHVs) is crucial. Black cabs, or hackney carriages, are permitted to pick up passengers directly from the street or taxi ranks. By contrast, PHVs—commonly known as minicabs—must be pre-booked. Picking up fares without a booking is illegal and leaves passengers potentially uninsured in the event of an accident.
For those using a PHV, confirming that the driver knows your name and destination is a sensible step before entering the vehicle.
Check Driver ID
Whether opting for a hackney carriage or a PHV, passengers should ensure their driver holds a valid licence and displays a photo ID badge. For added security, passengers can request to inspect this badge. Taking a quick photo of the driver’s ID and sharing it with a friend or family member is another precaution that genuine drivers are unlikely to resist.
Dave Sweeney, head of taxi broking at The Taxi Insurer, said: "With the rise in demand for taxis over the Christmas period, it's important passengers know how to identify a licensed cab and driver before they enter a vehicle.
"It’s worth giving yourself peace of mind by checking your taxi and driver have a licence. It's also useful to note which council has licensed a cab or driver, as certain taxis operating in a particular borough will have licences issued by other councils. If you want to complain about a driver who has been licensed by another council, you'll need to provide your council with that information if they are to investigate your issue.”
